Sen. Cardin: 'The Fundamentals of What the President Said Are Accurate'

By Penny Starr | November 5, 2013 | 2:56pm EST

Sen. Ben Cardin (D-Md.) (AP Photo)

( – When asked whether President Barack Obama's statement in 2010 that under the Affordable Care Act people would be able to keep their current insurance plan if they liked it, Sen. Ben Cardin (D-Md.) said he thought "the fundamentals" of what Obama said were accurate.

On April 1, 2010, about a week after he signed the ACA,  Obama said: "If you like your insurance plan, you will keep it. No one will be able to take that away from you.” On many other occasions, Obama made similar statements.

With the implementation of Obamacare now taking place, people are losing their plans because they do not meet mandates that the federal government is imposing under the ACA. asked Cardin on Tuesday whether Obama's claim that people could keep their plan had been true or false. After President Obama signed the Affordable Care Act, he said, “If you like your insurance plan you can keep it. No one will be able to take it away from you.” What that a true or false statement?

Cardin: Well I think if you take a look at the fundamentals of the Affordable Care Act, the only people who are getting notices now are those whose insurance companies had sub-par policies or changed the rules under the grandfather clause--they were grandfathered in, and they decided to make modifications.

We are talking about a very small number. So therefore I think the president’s plan basically does allow those who are satisfied with their insurance to be able to keep it as long as their insurance carriers don’t change the plan – don’t affect the grandfather clause or at least apply with basics. Now let me say… Because I asked whether it was true or false.

Cardin: Prior to the passage of the Affordable Care Act a lot of people lost their insurance coverage or saw weakening. There’s now basic protection in the plan, so I think the fundamentals of what the president said are accurate.

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