John Ligon focuses his research on dynamic economic modeling of federal public policy as a senior policy analyst at The Heritage Foundation’s Center for Data Analysis. His policy research and writing analyzes the economic effects of federal tax, energy, regulatory, housing and housing finance policies.

My Articles

December 6, 2017, 3:40 PM EST
Because of the largesse of federally financed subsidies in the Federal Housing Administration’s reverse-mortgage program, the federal government has gradually crowded out private insurers from the market for these financial products since the program began in the late 1980s.
February 5, 2016, 10:18 AM EST
Seven years after its collapse, the U.S. housing market still has not experienced a real recovery. The heavy-handed and misguided federal policy that was supposed to cure the problem is instead the main culprit in preventing a recovery. Thanks, Dodd-Frank!
December 30, 2015, 5:14 PM EST
Seven years after the housing market collapse, the housing market continued a lopsided recovery in 2015.
November 5, 2015, 12:30 PM EST
Fannie Mae and Freddie Mac, the two government-backed housing corporations bailed out seven years ago by federal taxpayers, may be headed for trouble again.
May 8, 2015, 10:02 AM EDT
More than six years out from a government-driven housing bubble, the chief regulator at the Federal Housing Finance Agency, Mel Watt, and the Department of Housing and Urban Development secretary, Julian Castro are respectively clearing a path to expand the “credit box” for government-backed home loans.